Guidelines for Sharing in Classic/Basic

The following Guidelines apply only to Save to Share and not general membership:

A.  Only members of SMI are eligible to participate.

B.  An active SMI membership allows you to participate in Save to Share at the same level of membership (one person, two-person family , three or more person family , or single-parent family).

C.  In addition to the annual administrative share, each participating household must set aside funds each year that will be dedicated for use in the program. As of May 2025, the current annual household amount required to be set aside is $133 for one person, $266 for a two-person membership and single-parent family, and $399 for a three or more person family.
Voting—Set-aside amounts can only be raised by a vote of participants with a 60% majority of the votes cast required for approval.

D.  Any unused set-aside funds that have not been shared and remain at the end of a year’s participation are to be held for future needs if the household continues participation. Each year, the household will be asked to set-aside an additional full year’s amount. Participating memberships will not be asked to have more than three years’ worth available (the current year’s set aside amount plus the equivalent of two years’ worth of set-aside funds from previous years). These funds can be called upon by the ministry at any time to be shared with eligible needs.

E.  An annual administrative share (currently $15) will be required from each participating household. This share is separate from the set-aside funds and is paid to SMI.

F.  The set-aside funds are the property of the participant and are shared to meet another member’s Save to Share need at the participant’s voluntary discretion. If the participant ceases participation in the program, unused funds will remain the property of the participant.

G.  Financial Difficulties—If your financial situation changes and you believe you will not be able to continue participation, please contact your Member Services team immediately so that future Save to Share needs will not be assigned to you.