This page is old information pertaining the years 2018 and prior. Head over to our Tax Information for the most current information.
The below is provided as an informational service only for our members and is not tax advice. For tax advice, please contact your tax advisor.
Since Congress removed the individual tax-penalty, do I still have to claim an exemption from the insurance mandate?
Yes, you still have to claim your health care sharing exemption as you file your 2018 taxes. The individual tax-penalty is still in effect for the 2018 tax year.
How do I claim my health insurance exemption when I file my federal return online?
When the tax preparation software asks you whether you had health insurance coverage in 2018, most members will say that they did not, since Samaritan Ministries is not health insurance. If you were a member of Samaritan Ministries for only part of 2018, the software should lead you through a couple additional questions to determine your eligibility for the exemption.
The software will also ask you what situation exempts you from having health insurance. Simply select that you were a member of a Health Care Sharing Ministry (be sure to claim the exemption for each Samaritan member of your household) and proceed with completing the remainder of your tax return.
You will not need to prove your membership, nor will you need an Exemption Certificate Number to claim your exemption.
How do I claim my health insurance exemption using IRS Form 8965 if I file my tax return by mail?
You can skip Part I unless you went to your state’s Exchange, completed a different form, and obtained a certificate number. See below**
You can skip Part II unless it applies to you and your income is below the filing threshold.
In Part III column C, “Exemption Type,” write “D” to indicate you are a member of a health care sharing ministry.
If you were a member for the entire year, place an X in column D. If you were a member only part of the year, use the additional columns to indicate which months you were a member. You are considered a member for any month in which you were a member for at least one day.
You may also qualify for the Short Coverage Gap exemption if you were without insurance for no more than two months before joining Samaritan. Write “B” in column C to indicate you are claiming this exemption.
Here is a sample based on a family who were members the entire year:
Here is a sample based on a family claiming the Short Gap Exemption:
**If you went to your state’s Exchange** If you went to your state’s Exchange, completed a form, and obtained a certificate number, you need to complete Part I. Going to the Exchange is not necessary, nor is a certificate number. In fact, going to an exchange will subject your personal information to possible public disclosure if there are additional security failings in the government exchanges, and may require duplicate filings and confusion because of the design of the exchanges.
Will Samaritan Ministries send me a Form 1095 health insurance form?
No. Samaritan Ministries is not insurance. Samaritan members should claim a health insurance exemption using Form 8965.