It is our goal that all qualifying needs presented by the members will be shared. However, in months that the shareable needs are significantly greater than the shares available, we use a process called prorating.

During months where proration occurs, we share a percentage (e.g. 95%) of the qualifying need with the membership. For additional information on how prorating works, see Section VI of the Guidelines.

When prorating occurs for three consecutive months in a particular membership program, or if the Board of Directors believes a share increase is necessary, members will be provided an opportunity to vote on whether or not to increase the monthly share.