- Sharing starts after $1,500
- Qualifying bills shared 90% after initial $1,500
- Lower monthly cost
- Sharing starts after $400
- Qualifying bills shared 100% after initial $400
- Generous maternity care
- Ideal for families
Know exactly where your money is going with direct member-to-member sharing.
No networks. Choose the providers that are right for you.
Experience Christ-centered, compassionate service.
Alternative medical treatments and natural methods of care are eligible for sharing.
Access to health resources to help keep medical costs low through discounts and fair-pricing.
How our programs work
$1,500 Initial Unsharable Amount
Sharing starts once a need exceeds this threshold. The initial unshareable amount (IUA) can be reduced or eliminated dollar-for-dollar by discounts received.
90% Sharing Percentage
The amount shareable for a need above the initial unshareable amount. There is a maximum cumulative co-share of $13,500.
Limit Per Need up to $236,500
The maximum amount that can be shared for a need. Save to Share™ is an optional program for sharing catastrophic needs exceeding $236,500.
A two-person membership, or its equivalent, is required for maternity sharing. Maternity needs have a $5,000 sharing limit. The maximum 10% co-share amount of $13,500 applies to prevent medical bills from becoming a burden. If you choose a one-person membership at this time, the second member must be added at least 300 days before the estimated due date.
$400 Initial Unshareable Amount
Sharing starts once a need exceeds this threshold.
100% Sharing Percentage
The amount shareable for a need above the initial unshareable amount.
Limit Per Need up to $236,500
The maximum amount that can be shared for a need. Save to Share™ is an optional program for sharing catastrophic needs exceeding $250,000.
A Two-person membership, or its equivalent, is required for maternity sharing. The maximum that can be shared for a maternity need is $250,000, unless the member is enrolled in Save to Share™. If you choose a one-person membership at this time, the second member must be added at least 300 days before the estimated due date.
You might be wondering about
- Shareable Bills
Samaritan members share medical needs that begin after membership. A need encompasses all the medical bills related to the same condition. See the Guidelines for Health Care Sharing for information about what types of needs are shared, and to understand how needs and shares are balanced.
- Pre-Existing Conditions
Needs that result from a condition that existed prior to membership are only shareable if the condition has been symptom, treatment, and medication-free for 12 consecutive months. Some pre-existing conditions, such as cancer, heart conditions, and hereditary diseases, have a five-year period before they are eligible for sharing. See Section VII of the Guidelines for more details.
- Routine Care
Routine care (dental, vision, yearly wellness checks, colonoscopies, etc.) is generally not shared by Samaritan members. If a shareable condition is discovered because of a routine visit, those related medical expenses can be shared. See Section VIII of the Guidelines for more information.
- Prescription Care
Prescriptions for shareable medical needs can be shared for up to a 120-day supply. Prescriptions for chronic, ongoing conditions are not shareable past this limit. See Section VIII of the Guidelines for more information.
- Save to Share™ for Catastrophic Needs
When a catastrophic need occurs, you can be there for others, and they’ll be there for you through an optional program called Save to Share™.
Save to Share is designed to help Samaritan Classic and Samaritan Basic members with qualified needs that exceed the maximum limit per need. Participating members set aside a designated amount each year and send a portion of that savings, along with their monthly share, to a member with a catastrophic need. Depending on membership size, families set aside $133, $266, or $399 each year, and pay an annual $15 administrative fee. See Save to Share Participation for details.
Samaritan Classic has a $250,000 maximum limit per medical need and Basic has a $236,500 maximum limit.