Samaritan for churches, schools, ministries, etc.
I would rather place my faith in God and His people than in an organization that’s trying to look for ways to not pay, which is really what impressed me with Samaritan–that’s what they’re about–they have a heart to help people.
Pastor, Liberty Bible Church of Eureka, Illinois
Samaritan was a breath of fresh air for Brazil Gospel Fellowship Mission because people were willing to sit down and talk with us about our situation and answer our questions. I wish we would have found Samaritan sooner. It resulted in significant savings on health care for the mission.
Executive Director, church planter Brazil Gospel Fellowship Mission
I’ve been the Benefits Administrator for The First Baptist Church of Hammond, Indiana and its ministries for twenty years. In October 2002 we enrolled the employees of our church, college, schools and mission board in Samaritan Ministries.
In the twenty years I’ve worked as administrator we have been fully insured, been a part of another ministry sharing program, and partially self-funded. When we changed to Samaritan Ministries, we made the change from a partially self-funded insurance where our monthly cost exceeded $75,000. Our renewal rate was going to reach a monthly cost of $100,000 so we knew we had to make a change.We enrolled our group in Samaritan Ministries with approximately 250 members at a monthly cost of $29,500 (Now more than 350 of our staff are members). In making this change, we were able to give our employees more benefits which included dental insurance, life and long-term disability insurance, and a medical reimbursement account and still have a substantial savings.
We highly recommend Samaritan Ministries as an alternative to insurance for any group or individual needing a solution to the rising cost of insurance premiums and medical expenses.
Benefits Administrator, The First Baptist Church of Hammond
- For the last 20 years, I have been working in ministry as a volunteer, then full-time speaker and author for CMI-Australia. In late 2009, my family prayerfully agreed to move to the United States to help further the creation message and the gospel with CMI-US.
After settling into the office and reviewing some of our expenses, I was shocked when I saw the bill for our health insurance. My Chief Operating Officer, Jared Vallorani, shared with me that our insurance had just recently increased by a whopping 31 percent! I was blown away. I became very concerned for our staff. For example, our scientists have often left successful career paths to work in creation ministry, and as you probably know, ministry employees often work sacrificially at very modest wages. I was worried that they wouldn’t be able to afford to take care of their families needs.
Thankfully, we were introduced to Samaritan Ministries International.SMI is a community of Christians from around the world joining together to bear one another’s health care burdens in a loving, cost-effective manner that doesn’t involve health insurance. All of our staff were delighted in becoming members. In doing so, we could be faithful to scripture in caring for one another’s burdens (Galatians 6:2).
CMI very rarely promotes other organizations due to our strong stance on serving the church across denominational lines, but we believe firmly in what Samaritan Ministries is doing for Christians. They helped us and I believe they can help you too.
Like us, we know that you too are probably struggling with rising health care costs. We encourage you to take a good look at Christian health care sharing.
Chief Executive Officer, Creation Ministries International
- Coming into the whole Samaritan Ministries thing and not knowing how it worked, not understanding anything about it, and just really wondering…was terrifying. Then I turned around and watched how Samaritan took care of that whole need [for a fellow pastor’s son]. Samaritan members came along, helped them…the doctors were happy to work with them…it was after that I signed up. I understand better now than I did before how corrupted medicine has become because of the insurance industry. We walk in and say we’re self-pay, and immediately they take 30, 40, 50 percent off the top. That’s just because all the markup that exists because of insurance and also because of Medicare. These doctors are so happy to not have to deal with all that stuff, that they pass those savings on to you. When you’re going to the doctor’s office and all you have to do is pay the $10 co-pay, you’ll go for any little thing. Your sense of independence, your sense of trusting in the Lord, your sense of trying to take care of things and do preventative medicine-that goes out the window if the only thing you have to think about is that $10 co-pay, not realizing at all that by participating in that system, you’re actually contributing to these escalating prices. We love it. I enjoy sitting down, writing my check to a family, feeling that I’m just directly partnering with them, partnering with that need, praying for them. It’s wonderful, and that has been helpful to us.
Dr. Voddie Baucham
Pastor of Grace Family Baptist Church, Spring Texas
Voddie Baucham Ministries
- Our church had a typical 80 percent policy. Over five years, our premiums went up a minimum of 17 percent a year. I’m in my 50’s, with no pre-existing conditions, and my premiums were 1200 dollars a month. For single staff members, age 24 and in perfect health, we were paying close to 400 dollars a month. And that’s for only 80 percent coverage. I had an attack of appendicitis. I was taken to the emergency room and had my appendix out. My out-of-pocket expense for the year was $7000. And that was after paying $1200 a month in premiums. A pastor I knew in a church nearby was with Samaritan Ministries. He had a $48,000 surgery, and his out-of-pocket expense was only a few hundred dollars. Because of the low share amount, we’re also able to open a health savings fund for our staff members. So after we pay for the monthly share with Samaritan, we are able to save anywhere from $200 to $425 each month for each staff member. And then they can use that for their office visits and prescriptions, and we allow them to use it for dental and eyeglasses. So right away it’s more usable to them, and a bigger blessing to them than our previous plan, which did not have dental and eyeglasses and those sorts of things. When we got to know Samaritan Ministries our whole thinking changed. It evolved from only cost considerations into an opportunity for ministry, and we began to look at this as a Biblical idea, that we should be taking care of each other. And, the imagined security we had with insurance has been replaced with the security, peace of mind, and Christian joy we have found as members of Samaritan Ministries. There’s no other way to say it: It’s better!
Pastor of Bayview Baptist Church
Founder of Illinois Central Christian School